USLakeFront Lake survey & intelligence

$1,220,000

9653 Harbor Way, Geneva, NY 47090

Sample listing
3
Bedrooms
4
Bathrooms
2,800
Square feet
220 ft
Shoreline
$5,545
Per shoreline ft

Low-maintenance condo with a deeded slip on Seneca Lake. Roughly 220 feet of owned shoreline on 3.92 acres, with 3 bedrooms across 2,800 square feet. Crib dock with lift. Water clarity on Seneca Lake averages around 25 feet and the lake is classified natural for water level. Dock and shoreline work fall under NYS DEC. This is a sample listing used to demonstrate the platform.

Features

New roofRiprap shorelineTwo-slip dockWhole-house generatorBoathouseGentle slope to waterGuest quartersCovered slip

Property facts

Property typeCondo Year built1985 Lot size3.92 acres DockCrib dock with lift Water depth at dock5 ft ExposureWest-facing ViewWide open water Annual taxes$17,268 HOA$45/mo Short-term rentalPermitted Listed2026-08-05
$10,355
All-in monthly
$276,530
Cash to close
$24,730
Costs beyond the obvious

Up front

Down payment$244,000
Closing costs (est. 2.4%)$29,280
Septic inspection & pump$850
Water quality testing$400
Waterfront home inspection$800
Survey (shoreline frontage)$1,200
Total$276,530

Every year

Principal & interest$77,135
Property taxes$17,268
Hazard insurance$5,124
Flood insurance$3,240
HOA / POA dues$540
Utilities$3,780
Maintenance reserve (1.1%)$13,420
Septic service$520
Well & water testing$260
Dock maintenance$900
Winterization / seasonal close$750
Shoreline / seawall reserve$1,320
Total$124,257
Adjust these assumptions →
$5,545
This home / shoreline ft
$1,185
Lake average
$436
Per square foot
Well above the lake average — this property prices at $5,545 per shoreline foot against a lake average near $1,185, a difference of 368%. Shoreline frontage is the metric that drives waterfront value, and it is almost never published.
Open the analyzer →
Modeled from the lake's estimated nightly rate and occupancy. Confirm local short-term rental rules before you rely on this.
Booked nights / year121 Gross revenue$111,678 Lodging tax−$12,285 Management−$19,879 Cleaning & supplies−$21,575 Net operating income$57,939 Against annual carry$-66,318
Model your own →
7.4
Lake score
A
Water grade
3 ft
Drawdown
Level stabilityNatural Typical clarity25 ft Dock authorityNYS DEC
Full Seneca Lake report →
Comparable

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