$1,240,000
Sunset-facing lot, dock permit in hand
3 bd3 ba
1,300 sqft
60 ft shore
Crib dock with lift
$20,667/ft
Gentle-slope frontage with sandy bottom on Seneca Lake. Roughly 180 feet of owned shoreline on 2.15 acres, with 2 bedrooms across 2,850 square feet. Two-slip covered. Water clarity on Seneca Lake averages around 25 feet and the lake is classified natural for water level. Dock and shoreline work fall under NYS DEC. This is a sample listing used to demonstrate the platform.
| Down payment | $281,000 |
| Closing costs (est. 2.4%) | $33,720 |
| Septic inspection & pump | $850 |
| Water quality testing | $400 |
| Waterfront home inspection | $800 |
| Survey (shoreline frontage) | $1,200 |
| Total | $317,970 |
| Principal & interest | $88,832 |
| Property taxes | $19,122 |
| Hazard insurance | $5,901 |
| Flood insurance | $3,240 |
| HOA / POA dues | $3,000 |
| Utilities | $3,848 |
| Maintenance reserve (1.1%) | $15,455 |
| Septic service | $520 |
| Well & water testing | $260 |
| Dock maintenance | $900 |
| Winterization / seasonal close | $750 |
| Shoreline / seawall reserve | $1,080 |
| Total | $142,907 |