$985,000
Deep-water point lot with a covered slip
5 bd2 ba
3,400 sqft
60 ft shore
Single-slip stationary
$16,417/ft
Cottage with legal short-term rental history on Skaneateles Lake. Roughly 420 feet of owned shoreline on 4.18 acres, with 3 bedrooms across 2,950 square feet. Floating dock. Water clarity on Skaneateles Lake averages around 40 feet and the lake is classified natural for water level. Dock and shoreline work fall under NYS DEC / Syracuse Water. This is a sample listing used to demonstrate the platform.
| Down payment | $206,000 |
| Closing costs (est. 2.4%) | $24,720 |
| Septic inspection & pump | $850 |
| Water quality testing | $400 |
| Waterfront home inspection | $800 |
| Survey (shoreline frontage) | $1,200 |
| Total | $233,970 |
| Principal & interest | $65,122 |
| Property taxes | $15,024 |
| Hazard insurance | $4,326 |
| Flood insurance | $3,240 |
| HOA / POA dues | $1,440 |
| Utilities | $3,983 |
| Maintenance reserve (1.1%) | $11,330 |
| Septic service | $520 |
| Well & water testing | $260 |
| Dock maintenance | $900 |
| Winterization / seasonal close | $750 |
| Shoreline / seawall reserve | $2,520 |
| Total | $109,415 |