USLakeFront Lake survey & intelligence

$685,000

186 Harbor Way, Horseshoe Bay, TX 77113

Sample listing
3
Bedrooms
4
Bathrooms
3,650
Square feet
80 ft
Shoreline
$8,562
Per shoreline ft

Sunset-facing lot, dock permit in hand on Lake LBJ. Roughly 80 feet of owned shoreline on 4.18 acres, with 3 bedrooms across 3,650 square feet. Permitted, not built. Water clarity on Lake LBJ averages around 8 feet and the lake is classified stable for water level. Dock and shoreline work fall under LCRA. This is a sample listing used to demonstrate the platform.

Features

Dock power and waterBoat liftWhole-house generatorRiprap shorelineDetached garage

Property facts

Property typeCondo Year built2008 Lot size4.18 acres DockPermitted, not built Water depth at dock9 ft ExposureWest-facing ViewSunrise Annual taxes$10,233 HOA$0/mo Short-term rentalVerify locally Listed2026-08-05
$6,183
All-in monthly
$156,690
Cash to close
$17,772
Costs beyond the obvious

Up front

Down payment$137,000
Closing costs (est. 2.4%)$16,440
Septic inspection & pump$850
Water quality testing$400
Waterfront home inspection$800
Survey (shoreline frontage)$1,200
Total$156,690

Every year

Principal & interest$43,310
Property taxes$10,233
Hazard insurance$2,877
Flood insurance$2,400
Utilities$4,928
Maintenance reserve (1.1%)$7,535
Septic service$520
Well & water testing$260
Dock maintenance$900
Winterization / seasonal close$750
Shoreline / seawall reserve$480
Total$74,192
Adjust these assumptions →
$8,562
This home / shoreline ft
$4,436
Lake average
$188
Per square foot
Well above the lake average — this property prices at $8,562 per shoreline foot against a lake average near $4,436, a difference of 93%. Shoreline frontage is the metric that drives waterfront value, and it is almost never published.
Open the analyzer →
Modeled from the lake's estimated nightly rate and occupancy. Confirm local short-term rental rules before you rely on this.
Booked nights / year145 Gross revenue$66,172 Lodging tax−$7,279 Management−$11,779 Cleaning & supplies−$16,367 Net operating income$30,748 Against annual carry$-43,444
Model your own →
6.2
Lake score
C
Water grade
1 ft
Drawdown
Level stabilityStable Typical clarity8 ft Dock authorityLCRA
Full Lake LBJ report →
Comparable

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