USLakeFront Lake survey & intelligence

$380,000

9623 Lakeshore Dr, Crystal River, FL 23285

Sample listing
3
Bedrooms
2
Bathrooms
1,200
Square feet
60 ft
Shoreline
$6,333
Per shoreline ft

Cottage with legal short-term rental history on Crystal River. Roughly 60 feet of owned shoreline on 2.41 acres, with 3 bedrooms across 1,200 square feet. Single-slip stationary. Water clarity on Crystal River averages around 30 feet and the lake is classified stable for water level. Dock and shoreline work fall under FL DEP / FWC. This is a sample listing used to demonstrate the platform.

Features

Dock power and waterNew seawallTwo-slip dockCovered slipSandy beach

Property facts

Property typeCabin Year built1994 Lot size2.41 acres DockSingle-slip stationary Water depth at dock14 ft ExposureNorth-facing ViewWide open water Annual taxes$2,765 HOA$250/mo Short-term rentalVerify locally Listed2026-08-05
$3,596
All-in monthly
$88,370
Cash to close
$14,770
Costs beyond the obvious

Up front

Down payment$76,000
Closing costs (est. 2.4%)$9,120
Septic inspection & pump$850
Water quality testing$400
Waterfront home inspection$800
Survey (shoreline frontage)$1,200
Total$88,370

Every year

Principal & interest$24,026
Property taxes$2,765
Hazard insurance$1,596
Flood insurance$2,400
HOA / POA dues$3,000
Utilities$2,400
Maintenance reserve (1.1%)$4,180
Septic service$520
Well & water testing$260
Dock maintenance$900
Winterization / seasonal close$750
Shoreline / seawall reserve$360
Total$43,157
Adjust these assumptions →
$6,333
This home / shoreline ft
$3,003
Lake average
$317
Per square foot
Well above the lake average — this property prices at $6,333 per shoreline foot against a lake average near $3,003, a difference of 111%. Shoreline frontage is the metric that drives waterfront value, and it is almost never published.
Open the analyzer →
Modeled from the lake's estimated nightly rate and occupancy. Confirm local short-term rental rules before you rely on this.
Booked nights / year108 Gross revenue$86,070 Lodging tax−$9,468 Management−$15,321 Cleaning & supplies−$17,345 Net operating income$43,937 Against annual carry$781
Model your own →
7.2
Lake score
A
Water grade
0 ft
Drawdown
Level stabilityStable Typical clarity30 ft Dock authorityFL DEP / FWC
Full Crystal River report →
Comparable

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