USLakeFront Lake survey & intelligence

$220,000

6888 Shoreline Dr, Palm Harbor, FL 35161

Sample listing
4
Bedrooms
4
Bathrooms
1,900
Square feet
420 ft
Shoreline
$524
Per shoreline ft

Modern build with glass to the water on Lake Tarpon. Roughly 420 feet of owned shoreline on 4.32 acres, with 4 bedrooms across 1,900 square feet. Crib dock with lift. Water clarity on Lake Tarpon averages around 4 feet and the lake is classified stable for water level. Dock and shoreline work fall under Pinellas County. This is a sample listing used to demonstrate the platform.

Features

New seawallVaulted ceilingsPrivate dockIrrigation from lake

Property facts

Property typeHouse Year built2003 Lot size4.32 acres DockCrib dock with lift Water depth at dock12 ft ExposureWest-facing ViewPanoramic Annual taxes$2,646 HOA$250/mo Short-term rentalPermitted Listed2026-08-05
$2,774
All-in monthly
$52,530
Cash to close
$15,335
Costs beyond the obvious

Up front

Down payment$44,000
Closing costs (est. 2.4%)$5,280
Septic inspection & pump$850
Water quality testing$400
Waterfront home inspection$800
Survey (shoreline frontage)$1,200
Total$52,530

Every year

Principal & interest$13,910
Property taxes$2,646
Hazard insurance$1,400
Flood insurance$2,400
HOA / POA dues$3,000
Utilities$2,565
Maintenance reserve (1.1%)$2,420
Septic service$520
Well & water testing$260
Dock maintenance$900
Winterization / seasonal close$750
Shoreline / seawall reserve$2,520
Total$33,291
Adjust these assumptions →
$524
This home / shoreline ft
$1,253
Lake average
$116
Per square foot
Well below the lake average — this property prices at $524 per shoreline foot against a lake average near $1,253, a difference of -58%. Shoreline frontage is the metric that drives waterfront value, and it is almost never published.
Open the analyzer →
Modeled from the lake's estimated nightly rate and occupancy. Confirm local short-term rental rules before you rely on this.
Booked nights / year163 Gross revenue$45,592 Lodging tax−$5,015 Management−$8,115 Cleaning & supplies−$14,390 Net operating income$18,072 Against annual carry$-15,219
Model your own →
5.2
Lake score
D
Water grade
2 ft
Drawdown
Level stabilityStable Typical clarity4 ft Dock authorityPinellas County
Full Lake Tarpon report →
Comparable

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