USLakeFront Lake survey & intelligence

$495,000

3830 Marina Dr, Crystal River, FL 73361

Sample listing
2
Bedrooms
4
Bathrooms
3,350
Square feet
180 ft
Shoreline
$2,750
Per shoreline ft

Modern build with glass to the water on Crystal River. Roughly 180 feet of owned shoreline on 0.97 acres, with 2 bedrooms across 3,350 square feet. Permitted, not built. Water clarity on Crystal River averages around 30 feet and the lake is classified stable for water level. Dock and shoreline work fall under FL DEP / FWC. This is a sample listing used to demonstrate the platform.

Features

New roofLakeside deckGuest quartersScreened porchWhole-house generator

Property facts

Property typeCabin Year built1992 Lot size0.97 acres DockPermitted, not built Water depth at dock8 ft ExposureNorth-facing ViewWide open water Annual taxes$4,140 HOA$250/mo Short-term rentalPermitted Listed2026-08-05
$4,699
All-in monthly
$114,130
Cash to close
$18,878
Costs beyond the obvious

Up front

Down payment$99,000
Closing costs (est. 2.4%)$11,880
Septic inspection & pump$850
Water quality testing$400
Waterfront home inspection$800
Survey (shoreline frontage)$1,200
Total$114,130

Every year

Principal & interest$31,297
Property taxes$4,140
Hazard insurance$2,079
Flood insurance$2,400
HOA / POA dues$3,000
Utilities$4,522
Maintenance reserve (1.1%)$5,445
Septic service$520
Well & water testing$260
Dock maintenance$900
Winterization / seasonal close$750
Shoreline / seawall reserve$1,080
Total$56,393
Adjust these assumptions →
$2,750
This home / shoreline ft
$3,003
Lake average
$148
Per square foot
Below the lake average — this property prices at $2,750 per shoreline foot against a lake average near $3,003, a difference of -8%. Shoreline frontage is the metric that drives waterfront value, and it is almost never published.
Open the analyzer →
Modeled from the lake's estimated nightly rate and occupancy. Confirm local short-term rental rules before you rely on this.
Booked nights / year108 Gross revenue$86,070 Lodging tax−$9,468 Management−$15,321 Cleaning & supplies−$17,345 Net operating income$43,937 Against annual carry$-12,456
Model your own →
7.2
Lake score
A
Water grade
0 ft
Drawdown
Level stabilityStable Typical clarity30 ft Dock authorityFL DEP / FWC
Full Crystal River report →
Comparable

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