$850,000

7104 Shoreline Dr, Fort Peck, MT 29757

Sample listing

Bedrooms

Bathrooms

2,200

Square feet

420 ft

Shoreline

$2,024

Per shoreline ft

Architect-designed retreat on the main channel on Fort Peck Lake. Roughly 420 feet of owned shoreline on 2.58 acres, with 2 bedrooms across 2,200 square feet. Permitted, not built. Water clarity on Fort Peck Lake averages around 8 feet and the lake is classified volatile for water level. Dock and shoreline work fall under USACE Omaha District. This is a sample listing used to demonstrate the platform.

Features

Guest quartersNew roofLakeside deckNew seawallCovered slipVaulted ceilings

Property facts

Property typeCondo Year built1966 Lot size2.58 acres DockPermitted, not built Water depth at dock16 ft ExposureNorth-facing ViewWide open water Annual taxes$13,493 HOA$0/mo Short-term rentalPermitted Listed2026-08-05

$7,540

All-in monthly

$193,650

Cash to close

$19,670

Costs beyond the obvious

Up front

Down payment	$170,000
Closing costs (est. 2.4%)	$20,400
Septic inspection & pump	$850
Water quality testing	$400
Waterfront home inspection	$800
Survey (shoreline frontage)	$1,200
Total	$193,650

Every year

Principal & interest	$53,742
Property taxes	$13,493
Hazard insurance	$3,570
Flood insurance	$2,400
Utilities	$2,970
Maintenance reserve (1.1%)	$9,350
Septic service	$520
Well & water testing	$260
Dock maintenance	$900
Winterization / seasonal close	$750
Shoreline / seawall reserve	$2,520
Total	$90,475

Adjust these assumptions →

$2,024

This home / shoreline ft

$3,469

Lake average

$386

Per square foot

Well below the lake average — this property prices at $2,024 per shoreline foot against a lake average near $3,469, a difference of -42%. Shoreline frontage is the metric that drives waterfront value, and it is almost never published.

Open the analyzer →

Modeled from the lake's estimated nightly rate and occupancy. Confirm local short-term rental rules before you rely on this.

Booked nights / year92 Gross revenue$29,692 Lodging tax−$3,266 Management−$5,285 Cleaning & supplies−$8,677 Net operating income$12,464 Against annual carry$-78,011

Model your own →

5.2

Lake score

Water grade

20 ft

Drawdown

Level stabilityVolatile Typical clarity8 ft Dock authorityUSACE Omaha District

Full Fort Peck Lake report →