$740,000
Deep-water point lot with a covered slip
2 bd3 ba
4,000 sqft
100 ft shore
Single-slip stationary
$7,400/ft
Gentle-slope frontage with sandy bottom on Flathead Lake. Roughly 100 feet of owned shoreline on 1.59 acres, with 5 bedrooms across 3,500 square feet. Permitted, not built. Water clarity on Flathead Lake averages around 30 feet and the lake is classified managed for water level. Dock and shoreline work fall under Montana DNRC. This is a sample listing used to demonstrate the platform.
| Down payment | $155,000 |
| Closing costs (est. 2.4%) | $18,600 |
| Septic inspection & pump | $850 |
| Water quality testing | $400 |
| Waterfront home inspection | $800 |
| Survey (shoreline frontage) | $1,200 |
| Total | $176,850 |
| Principal & interest | $49,000 |
| Property taxes | $9,075 |
| Hazard insurance | $3,255 |
| Flood insurance | $2,400 |
| HOA / POA dues | $1,440 |
| Utilities | $4,725 |
| Maintenance reserve (1.1%) | $8,525 |
| Septic service | $520 |
| Well & water testing | $260 |
| Dock maintenance | $900 |
| Winterization / seasonal close | $750 |
| Shoreline / seawall reserve | $600 |
| Total | $81,450 |