$850,000
Log home on a protected cove
2 bd2 ba
2,200 sqft
420 ft shore
Permitted, not built
$2,024/ft
Classic A-frame with new seawall on Flathead Lake. Roughly 150 feet of owned shoreline on 2.79 acres, with 5 bedrooms across 3,700 square feet. Two-slip covered. Water clarity on Flathead Lake averages around 30 feet and the lake is classified managed for water level. Dock and shoreline work fall under Montana DNRC. This is a sample listing used to demonstrate the platform.
| Down payment | $215,000 |
| Closing costs (est. 2.4%) | $25,800 |
| Septic inspection & pump | $850 |
| Water quality testing | $400 |
| Waterfront home inspection | $800 |
| Survey (shoreline frontage) | $1,200 |
| Total | $244,050 |
| Principal & interest | $67,968 |
| Property taxes | $13,719 |
| Hazard insurance | $4,515 |
| Flood insurance | $3,240 |
| HOA / POA dues | $1,440 |
| Utilities | $4,995 |
| Maintenance reserve (1.1%) | $11,825 |
| Septic service | $520 |
| Well & water testing | $260 |
| Dock maintenance | $900 |
| Winterization / seasonal close | $750 |
| Shoreline / seawall reserve | $900 |
| Total | $111,032 |