Year-round home with a screened porch on Bear Lake. Roughly 220 feet of owned shoreline on 2.96 acres, with 4 bedrooms across 1,300 square feet. Two-slip covered. Water clarity on Bear Lake averages around 30 feet and the lake is classified managed for water level. Dock and shoreline work fall under Utah FFSL / Idaho Lands. This is a sample listing used to demonstrate the platform.
| Down payment | $142,000 |
| Closing costs (est. 2.4%) | $17,040 |
| Septic inspection & pump | $850 |
| Water quality testing | $400 |
| Waterfront home inspection | $800 |
| Survey (shoreline frontage) | $1,200 |
| Total | $162,290 |
| Principal & interest | $44,890 |
| Property taxes | $10,168 |
| Hazard insurance | $2,982 |
| Flood insurance | $2,400 |
| Utilities | $2,400 |
| Maintenance reserve (1.1%) | $7,810 |
| Septic service | $520 |
| Well & water testing | $260 |
| Dock maintenance | $900 |
| Winterization / seasonal close | $750 |
| Shoreline / seawall reserve | $1,320 |
| Total | $74,400 |