USLakeFront Lake survey & intelligence

$930,000

2185 Marina Dr, Garden City, UT 36843

Sample listing
5
Bedrooms
4
Bathrooms
1,550
Square feet
420 ft
Shoreline
$2,214
Per shoreline ft

Low-maintenance condo with a deeded slip on Bear Lake. Roughly 420 feet of owned shoreline on 0.98 acres, with 5 bedrooms across 1,550 square feet. Floating dock. Water clarity on Bear Lake averages around 30 feet and the lake is classified managed for water level. Dock and shoreline work fall under Utah FFSL / Idaho Lands. This is a sample listing used to demonstrate the platform.

Features

Lakeside deckRiprap shorelineGentle slope to waterSandy beachFire pitBoat liftPrivate dockBoathouse

Property facts

Property typeEstate Year built1988 Lot size0.98 acres DockFloating dock Water depth at dock8 ft ExposureSouth-facing ViewMain channel Annual taxes$6,575 HOA$250/mo Short-term rentalPermitted Listed2026-08-05
$7,758
All-in monthly
$211,570
Cash to close
$23,820
Costs beyond the obvious

Up front

Down payment$186,000
Closing costs (est. 2.4%)$22,320
Septic inspection & pump$850
Water quality testing$400
Waterfront home inspection$800
Survey (shoreline frontage)$1,200
Total$211,570

Every year

Principal & interest$58,800
Property taxes$6,575
Hazard insurance$3,906
Flood insurance$3,240
HOA / POA dues$3,000
Utilities$2,400
Maintenance reserve (1.1%)$10,230
Septic service$520
Well & water testing$260
Dock maintenance$900
Winterization / seasonal close$750
Shoreline / seawall reserve$2,520
Total$93,101
Adjust these assumptions →
$2,214
This home / shoreline ft
$5,505
Lake average
$600
Per square foot
Well below the lake average — this property prices at $2,214 per shoreline foot against a lake average near $5,505, a difference of -60%. Shoreline frontage is the metric that drives waterfront value, and it is almost never published.
Open the analyzer →
Modeled from the lake's estimated nightly rate and occupancy. Confirm local short-term rental rules before you rely on this.
Booked nights / year139 Gross revenue$107,501 Lodging tax−$11,825 Management−$19,135 Cleaning & supplies−$21,895 Net operating income$54,646 Against annual carry$-38,455
Model your own →
6.6
Lake score
A
Water grade
10 ft
Drawdown
Level stabilityManaged Typical clarity30 ft Dock authorityUtah FFSL / Idaho Lands
Full Bear Lake report →
Comparable

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