$950,000
Peninsula lot with water on three sides
5 bd2 ba
2,950 sqft
300 ft shore
Permitted, not built
$3,167/ft
Architect-designed retreat on the main channel on Deer Creek Reservoir. Roughly 220 feet of owned shoreline on 1.02 acres, with 3 bedrooms across 950 square feet. Crib dock with lift. Water clarity on Deer Creek Reservoir averages around 15 feet and the lake is classified volatile for water level. Dock and shoreline work fall under Utah State Parks. This is a sample listing used to demonstrate the platform.
| Down payment | $190,000 |
| Closing costs (est. 2.4%) | $22,800 |
| Septic inspection & pump | $850 |
| Water quality testing | $400 |
| Waterfront home inspection | $800 |
| Survey (shoreline frontage) | $1,200 |
| Total | $216,050 |
| Principal & interest | $60,064 |
| Property taxes | $14,740 |
| Hazard insurance | $3,990 |
| Flood insurance | $3,240 |
| HOA / POA dues | $3,000 |
| Utilities | $2,400 |
| Maintenance reserve (1.1%) | $10,450 |
| Septic service | $520 |
| Well & water testing | $260 |
| Dock maintenance | $900 |
| Winterization / seasonal close | $750 |
| Shoreline / seawall reserve | $1,320 |
| Total | $101,634 |