$1,220,000
Architect-designed retreat on the main channel
5 bd4 ba
1,700 sqft
60 ft shore
No dock
$20,333/ft
Cottage with legal short-term rental history on Lake Tahoe. Roughly 420 feet of owned shoreline on 1.19 acres, with 4 bedrooms across 2,750 square feet. Permitted, not built. Water clarity on Lake Tahoe averages around 70 feet and the lake is classified natural for water level. Dock and shoreline work fall under Tahoe Regional Planning Agency. This is a sample listing used to demonstrate the platform.
| Down payment | $376,000 |
| Closing costs (est. 2.4%) | $45,120 |
| Septic inspection & pump | $850 |
| Water quality testing | $400 |
| Waterfront home inspection | $800 |
| Survey (shoreline frontage) | $1,200 |
| Total | $424,370 |
| Principal & interest | $118,864 |
| Property taxes | $23,493 |
| Hazard insurance | $7,896 |
| Flood insurance | $3,240 |
| HOA / POA dues | $540 |
| Utilities | $3,713 |
| Maintenance reserve (1.1%) | $20,680 |
| Septic service | $520 |
| Well & water testing | $260 |
| Dock maintenance | $900 |
| Winterization / seasonal close | $750 |
| Shoreline / seawall reserve | $2,520 |
| Total | $183,376 |