California · Natural · near South Lake Tahoe
Lake Tahoe covers 122,200 acres in California and drops to 1645 feet at its deepest point. It is a natural lake, which generally means a more stable shoreline and fewer drawdown surprises than an impoundment. Water clarity averages around 70 feet, placing it among the clearer bodies of water in the country. Short-term rental posture: Heavily restricted; permit caps. Confirm at the municipal level before underwriting rental income.
Each axis is computed by published formula from this lake's own attributes. How we score.
Computed from measured clarity, trophic state, and drawdown magnitude — not an opinion. See the formula.
Weighted: water 26% · recreation 22% · investment 20% · value 18% · access 14%.
Daily values from USGS. Loading up to one year.
The dock sits at full-pool elevation. At low pool the waterline retreats and the reach to navigable water changes. Scale is illustrative; the 6 ft figure is from published operations for this lake.
Idealized cross-section. Max depth 1,645 ft, average 526 ft. Depth at a specific dock depends on local bathymetry — verify at the property.
Heavily restricted; permit caps
What a median-priced home on Lake Tahoe actually costs to carry, with waterfront-specific line items most calculators omit.
| Principal & interest | $81,877 |
| Property taxes | $13,598 |
| Hazard insurance | $5,439 |
| Flood insurance | $878 |
| Utilities | $2,700 |
| Maintenance reserve (1.1%) | $14,245 |
| Septic service | $520 |
| Well & water testing | $260 |
| Dock maintenance | $900 |
| Winterization / seasonal close | $750 |
| Shoreline / seawall reserve | $960 |
| Total | $122,126 |
We looked at six lakes across three states before choosing this one. Sandy bottom in the swim areas, enough marina services, and it never feels crowded outside July.