$1,095,000
Peninsula lot with water on three sides
4 bd2 ba
3,800 sqft
180 ft shore
Permitted, not built
$6,083/ft
Turnkey lake house with two-slip dock on Lake Pend Oreille. Roughly 100 feet of owned shoreline on 3.13 acres, with 4 bedrooms across 1,900 square feet. No dock. Water clarity on Lake Pend Oreille averages around 30 feet and the lake is classified managed for water level. Dock and shoreline work fall under Idaho Dept of Lands. This is a sample listing used to demonstrate the platform.
| Down payment | $212,000 |
| Closing costs (est. 2.4%) | $25,440 |
| Septic inspection & pump | $850 |
| Water quality testing | $400 |
| Waterfront home inspection | $800 |
| Survey (shoreline frontage) | $1,200 |
| Total | $240,690 |
| Principal & interest | $67,019 |
| Property taxes | $16,921 |
| Hazard insurance | $4,452 |
| Flood insurance | $3,240 |
| Utilities | $2,565 |
| Maintenance reserve (1.1%) | $11,660 |
| Septic service | $520 |
| Well & water testing | $260 |
| Dock maintenance | $900 |
| Winterization / seasonal close | $750 |
| Shoreline / seawall reserve | $600 |
| Total | $108,887 |