USLakeFront Lake survey & intelligence

$595,000

7085 Point Ln, Coeur d'Alene, ID 93788

Sample listing
2
Bedrooms
3
Bathrooms
2,100
Square feet
150 ft
Shoreline
$3,967
Per shoreline ft

Renovated cedar cabin on a quiet cove on Lake Coeur d'Alene. Roughly 150 feet of owned shoreline on 2.31 acres, with 2 bedrooms across 2,100 square feet. Two-slip covered. Water clarity on Lake Coeur d'Alene averages around 25 feet and the lake is classified stable for water level. Dock and shoreline work fall under Idaho Dept of Lands. This is a sample listing used to demonstrate the platform.

Features

Gentle slope to waterScreened porchNew seawallBoathouseVaulted ceilingsOpen floor planWood stove

Property facts

Property typeEstate Year built1997 Lot size2.31 acres DockTwo-slip covered Water depth at dock16 ft ExposureSouth-facing ViewWide open water Annual taxes$6,042 HOA$0/mo Short-term rentalVerify locally Listed2026-08-05
$5,106
All-in monthly
$136,530
Cash to close
$15,110
Costs beyond the obvious

Up front

Down payment$119,000
Closing costs (est. 2.4%)$14,280
Septic inspection & pump$850
Water quality testing$400
Waterfront home inspection$800
Survey (shoreline frontage)$1,200
Total$136,530

Every year

Principal & interest$37,619
Property taxes$6,042
Hazard insurance$2,499
Flood insurance$2,400
Utilities$2,835
Maintenance reserve (1.1%)$6,545
Septic service$520
Well & water testing$260
Dock maintenance$900
Winterization / seasonal close$750
Shoreline / seawall reserve$900
Total$61,270
Adjust these assumptions →
$3,967
This home / shoreline ft
$4,998
Lake average
$283
Per square foot
Below the lake average — this property prices at $3,967 per shoreline foot against a lake average near $4,998, a difference of -21%. Shoreline frontage is the metric that drives waterfront value, and it is almost never published.
Open the analyzer →
Modeled from the lake's estimated nightly rate and occupancy. Confirm local short-term rental rules before you rely on this.
Booked nights / year179 Gross revenue$119,162 Lodging tax−$13,108 Management−$21,211 Cleaning & supplies−$25,464 Net operating income$59,379 Against annual carry$-1,891
Model your own →
7.2
Lake score
A
Water grade
4 ft
Drawdown
Level stabilityStable Typical clarity25 ft Dock authorityIdaho Dept of Lands
Full Lake Coeur d'Alene report →
Comparable

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