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LakesDelaware → Lums Pond

Lums Pond

Delaware · Natural · near Bear

200 acres 10 ft deep 4 ft clarity Water D
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5.5SCORE
Survey summary · Delaware
200
Surface acres
10 ft
Max depth
3 mi
Shoreline
4 ft
Typical clarity
60 ft
Elevation

Lums Pond covers 200 acres in Delaware and drops to 10 feet at its deepest point. It is a natural lake, which generally means a more stable shoreline and fewer drawdown surprises than an impoundment. Clarity is limited, which is typical of productive fisheries but worth seeing in person if you are swimming daily. Short-term rental posture: Not applicable. Confirm at the municipal level before underwriting rental income.

What stands out

  • Very stable water level year-round
  • Paddling
  • Fishing

Watch outs

  • Nutrient-rich water; seasonal algae blooms are possible

Score breakdown

WATER RECREATION VALUE ACCESS INVESTMENT
Water 4.1
Recreation 6.4
Value 6.6
Access 5.3
Investment 5.4

Each axis is computed by published formula from this lake's own attributes. How we score.

Water quality grade
Water A
ExcellentClear, low-nutrient water. Typically oligotrophic with high clarity and little seasonal algae.
Water B
GoodHealthy water with moderate clarity. Some seasonal variation, no persistent problems.
Water C
FairProductive water — good fishing, reduced clarity. Algae possible in late summer.
Water D
PoorNutrient-rich or heavily drawn down. Swimmable conditions vary; check before you rely on them.

Computed from measured clarity, trophic state, and drawdown magnitude — not an opinion. See the formula.

Overall score, 1–10
8.0+
ExceptionalStrong on every axis we measure.
7.0–7.9
StrongClearly above average, usually with one standout axis.
6.0–6.9
SolidA good lake with a trade-off worth understanding.
5.0–5.9
MixedReal strengths and real compromises.
Under 5
CompromisedSomething material — volatility, water quality, or access.

Weighted: water 26% · recreation 22% · investment 20% · value 18% · access 14%.

Fishery

Largemouth bassCrappieCatfishBluegill

On the water

PaddlingFishingCampingDisc golf
No USGS gauge on this lake. Water level and clarity figures below come from published lake management data rather than a live sensor.

Where it is

True shoreline from USGS NHD 1 km²

The outline is this lake's actual boundary from the USGS National Hydrography Dataset, not an approximation — 73 boundary points. Basemap is USGS topographic with contours and hydrography. Switch layers at the top right.

Depth profile

SURFACE 10 ft max avg 3 ft

Idealized cross-section. Max depth 10 ft, average 3 ft. Depth at a specific dock depends on local bathymetry — verify at the property.

Level behaviour

Level stabilityStable Typical drawdown0 ft Drawdown seasonNone Trophic stateEutrophic Typical clarity4 ft Water quality gradeD Elevation60 ft Managing authorityDelaware State Parks

Dock & shoreline

Permitting authorityDelaware DNREC Wake / speed rulesElectric motors only
A dock is never guaranteed. Confirm in writing with Delaware DNREC that the specific parcel is eligible before you remove contingencies.

Short-term rental posture

Not applicable

Do not underwrite rental income here.
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Modeled estimates. Market figures are derived from lake attributes and regional patterns, not from MLS data. Treat them as a starting point, not a comp.
$220,000
Median waterfront
$2,122
Per shoreline foot
+9.5%
Year over year
268
Est. inventory
110
Avg days on market
$557
Est. nightly rate

Rental snapshot

Modeled occupancy62% Booked nights / yr163 Gross revenue$100,175 Net operating income$49,293 Yield on median price22.41%
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What a median-priced home on Lums Pond actually costs to carry, with waterfront-specific line items most calculators omit.

$2,232
All-in per month
$52,530
Cash to close + setup
$9,160
Beyond P&I, tax, insurance
Where the annual cost goes
$26,780 PER YEAR
Principal & interest $13,910 (55%) Utilities $2,700 (11%) Maintenance reserve (1.1%) $2,420 (10%) Property taxes $2,310 (9%) Hazard insurance $1,400 (6%) Shoreline / seawall reserve $960 (4%) Dock maintenance $900 (4%) Winterization / seasonal close $750 (3%)

Annual carry

Principal & interest$13,910
Property taxes$2,310
Hazard insurance$1,400
Flood insurance$650
Utilities$2,700
Maintenance reserve (1.1%)$2,420
Septic service$520
Well & water testing$260
Dock maintenance$900
Winterization / seasonal close$750
Shoreline / seawall reserve$960
Total$26,780
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