Year-round home with a screened porch on Lums Pond. Roughly 300 feet of owned shoreline on 2.4 acres, with 4 bedrooms across 3,550 square feet. No dock. Water clarity on Lums Pond averages around 4 feet and the lake is classified stable for water level. Dock and shoreline work fall under Delaware DNREC. This is a sample listing used to demonstrate the platform.
| Down payment | $39,000 |
| Closing costs (est. 2.4%) | $4,680 |
| Septic inspection & pump | $850 |
| Water quality testing | $400 |
| Waterfront home inspection | $800 |
| Survey (shoreline frontage) | $1,200 |
| Total | $46,930 |
| Principal & interest | $12,329 |
| Property taxes | $2,212 |
| Hazard insurance | $1,400 |
| Flood insurance | $2,400 |
| HOA / POA dues | $540 |
| Utilities | $4,792 |
| Maintenance reserve (1.1%) | $2,145 |
| Septic service | $520 |
| Well & water testing | $260 |
| Dock maintenance | $900 |
| Winterization / seasonal close | $750 |
| Shoreline / seawall reserve | $1,800 |
| Total | $30,048 |