Big-water views from a walk-out ranch on Lums Pond. Roughly 300 feet of owned shoreline on 0.88 acres, with 4 bedrooms across 3,450 square feet. Floating dock. Water clarity on Lums Pond averages around 4 feet and the lake is classified stable for water level. Dock and shoreline work fall under Delaware DNREC. This is a sample listing used to demonstrate the platform.
| Down payment | $84,000 |
| Closing costs (est. 2.4%) | $10,080 |
| Septic inspection & pump | $850 |
| Water quality testing | $400 |
| Waterfront home inspection | $800 |
| Survey (shoreline frontage) | $1,200 |
| Total | $97,330 |
| Principal & interest | $26,555 |
| Property taxes | $6,382 |
| Hazard insurance | $1,764 |
| Flood insurance | $2,400 |
| HOA / POA dues | $3,000 |
| Utilities | $4,658 |
| Maintenance reserve (1.1%) | $4,620 |
| Septic service | $520 |
| Well & water testing | $260 |
| Dock maintenance | $900 |
| Winterization / seasonal close | $750 |
| Shoreline / seawall reserve | $1,800 |
| Total | $53,608 |