$575,000
Family compound with guest cabin
3 bd4 ba
950 sqft
100 ft shore
Crib dock with lift
$5,750/ft
Cottage with legal short-term rental history on Lake Murray. Roughly 120 feet of owned shoreline on 2.32 acres, with 4 bedrooms across 2,800 square feet. Permitted, not built. Water clarity on Lake Murray averages around 10 feet and the lake is classified managed for water level. Dock and shoreline work fall under Dominion Energy Shoreline. This is a sample listing used to demonstrate the platform.
| Down payment | $135,000 |
| Closing costs (est. 2.4%) | $16,200 |
| Septic inspection & pump | $850 |
| Water quality testing | $400 |
| Waterfront home inspection | $800 |
| Survey (shoreline frontage) | $1,200 |
| Total | $154,450 |
| Principal & interest | $42,677 |
| Property taxes | $7,512 |
| Hazard insurance | $2,835 |
| Flood insurance | $2,400 |
| HOA / POA dues | $1,440 |
| Utilities | $3,780 |
| Maintenance reserve (1.1%) | $7,425 |
| Septic service | $520 |
| Well & water testing | $260 |
| Dock maintenance | $900 |
| Winterization / seasonal close | $750 |
| Shoreline / seawall reserve | $720 |
| Total | $71,219 |