$525,000
Peninsula lot with water on three sides
3 bd2 ba
1,700 sqft
80 ft shore
Permitted, not built
$6,562/ft
Wooded acreage with private shoreline on Lake Hartwell. Roughly 60 feet of owned shoreline on 2.36 acres, with 2 bedrooms across 3,750 square feet. Crib dock with lift. Water clarity on Lake Hartwell averages around 10 feet and the lake is classified managed for water level. Dock and shoreline work fall under USACE Savannah District. This is a sample listing used to demonstrate the platform.
| Down payment | $100,000 |
| Closing costs (est. 2.4%) | $12,000 |
| Septic inspection & pump | $850 |
| Water quality testing | $400 |
| Waterfront home inspection | $800 |
| Survey (shoreline frontage) | $1,200 |
| Total | $115,250 |
| Principal & interest | $31,613 |
| Property taxes | $7,332 |
| Hazard insurance | $2,100 |
| Flood insurance | $2,400 |
| HOA / POA dues | $3,000 |
| Utilities | $5,062 |
| Maintenance reserve (1.1%) | $5,500 |
| Septic service | $520 |
| Well & water testing | $260 |
| Dock maintenance | $900 |
| Winterization / seasonal close | $750 |
| Shoreline / seawall reserve | $360 |
| Total | $59,797 |