USLakeFront Lake survey & intelligence

$420,000

3613 Harbor Way, Columbia, SC 68319

Sample listing
2
Bedrooms
2
Bathrooms
2,700
Square feet
180 ft
Shoreline
$2,333
Per shoreline ft

Boathouse property with lift and canopy on Lake Murray. Roughly 180 feet of owned shoreline on 1.04 acres, with 2 bedrooms across 2,700 square feet. Floating dock. Water clarity on Lake Murray averages around 10 feet and the lake is classified managed for water level. Dock and shoreline work fall under Dominion Energy Shoreline. This is a sample listing used to demonstrate the platform.

Features

BoathouseDetached garageBoat liftFire pitDock power and waterTwo-slip dock

Property facts

Property typeHouse Year built1994 Lot size1.04 acres DockFloating dock Water depth at dock15 ft ExposureNorth-facing ViewMain channel Annual taxes$3,037 HOA$45/mo Short-term rentalVerify locally Listed2026-08-05
$3,839
All-in monthly
$97,330
Cash to close
$14,715
Costs beyond the obvious

Up front

Down payment$84,000
Closing costs (est. 2.4%)$10,080
Septic inspection & pump$850
Water quality testing$400
Waterfront home inspection$800
Survey (shoreline frontage)$1,200
Total$97,330

Every year

Principal & interest$26,555
Property taxes$3,037
Hazard insurance$1,764
Flood insurance$2,400
HOA / POA dues$540
Utilities$3,645
Maintenance reserve (1.1%)$4,620
Septic service$520
Well & water testing$260
Dock maintenance$900
Winterization / seasonal close$750
Shoreline / seawall reserve$1,080
Total$46,071
Adjust these assumptions →
$2,333
This home / shoreline ft
$6,463
Lake average
$156
Per square foot
Well below the lake average — this property prices at $2,333 per shoreline foot against a lake average near $6,463, a difference of -64%. Shoreline frontage is the metric that drives waterfront value, and it is almost never published.
Open the analyzer →
Modeled from the lake's estimated nightly rate and occupancy. Confirm local short-term rental rules before you rely on this.
Booked nights / year176 Gross revenue$84,836 Lodging tax−$9,332 Management−$15,101 Cleaning & supplies−$20,529 Net operating income$39,873 Against annual carry$-6,197
Model your own →
6.1
Lake score
C
Water grade
6 ft
Drawdown
Level stabilityManaged Typical clarity10 ft Dock authorityDominion Energy Shoreline
Full Lake Murray report →
Comparable

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