USLakeFront Lake survey & intelligence

$533,400

4322 Cove Rd, Belchertown, MA 88633

Sample listing
0
Bedrooms
0
Bathrooms
0
Square feet
60 ft
Shoreline
$8,890
Per shoreline ft

Year-round home with a screened porch on Quabbin Reservoir. Roughly 60 feet of owned shoreline on 2.87 acres. Crib dock with lift. Water clarity on Quabbin Reservoir averages around 30 feet and the lake is classified managed for water level. Dock and shoreline work fall under MA DCR. This is a sample listing used to demonstrate the platform.

Features

Metal roofNew roofVaulted ceilingsGuest quartersIrrigation from lake

Property facts

Property typeLot Year built Lot size2.87 acres DockCrib dock with lift Water depth at dock11 ft ExposureWest-facing ViewSunset Annual taxes$7,892 HOA$0/mo Short-term rentalVerify locally Listed2026-08-05
$4,801
All-in monthly
$122,732
Cash to close
$13,757
Costs beyond the obvious

Up front

Down payment$106,680
Closing costs (est. 2.4%)$12,802
Septic inspection & pump$850
Water quality testing$400
Waterfront home inspection$800
Survey (shoreline frontage)$1,200
Total$122,732

Every year

Principal & interest$33,725
Property taxes$7,892
Hazard insurance$2,240
Flood insurance$2,400
Utilities$2,700
Maintenance reserve (1.1%)$5,867
Septic service$520
Well & water testing$260
Dock maintenance$900
Winterization / seasonal close$750
Shoreline / seawall reserve$360
Total$57,614
Adjust these assumptions →
$8,890
This home / shoreline ft
$7,387
Lake average
Per square foot
Above the lake average — this property prices at $8,890 per shoreline foot against a lake average near $7,387, a difference of 20%. Shoreline frontage is the metric that drives waterfront value, and it is almost never published.
Open the analyzer →
Modeled from the lake's estimated nightly rate and occupancy. Confirm local short-term rental rules before you rely on this.
Booked nights / year184 Gross revenue$123,955 Lodging tax−$13,635 Management−$22,064 Cleaning & supplies−$26,394 Net operating income$61,862 Against annual carry$4,248
Model your own →
5.3
Lake score
A
Water grade
10 ft
Drawdown
Level stabilityManaged Typical clarity30 ft Dock authorityMA DCR
Full Quabbin Reservoir report →
Comparable

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