USLakeFront Lake survey & intelligence

$875,000

3037 Lakeshore Dr, Belchertown, MA 25268

Sample listing
3
Bedrooms
2
Bathrooms
1,350
Square feet
180 ft
Shoreline
$4,861
Per shoreline ft

Peninsula lot with water on three sides on Quabbin Reservoir. Roughly 180 feet of owned shoreline on 2.58 acres, with 3 bedrooms across 1,350 square feet. Two-slip covered. Water clarity on Quabbin Reservoir averages around 30 feet and the lake is classified managed for water level. Dock and shoreline work fall under MA DCR. This is a sample listing used to demonstrate the platform.

Features

Vaulted ceilingsTwo-slip dockCovered slipWood stoveIrrigation from lake

Property facts

Property typeHouse Year built2020 Lot size2.58 acres DockTwo-slip covered Water depth at dock17 ft ExposureWest-facing ViewProtected cove Annual taxes$12,620 HOA$120/mo Short-term rentalVerify locally Listed2026-08-05
$7,583
All-in monthly
$199,250
Cash to close
$19,375
Costs beyond the obvious

Up front

Down payment$175,000
Closing costs (est. 2.4%)$21,000
Septic inspection & pump$850
Water quality testing$400
Waterfront home inspection$800
Survey (shoreline frontage)$1,200
Total$199,250

Every year

Principal & interest$55,322
Property taxes$12,620
Hazard insurance$3,675
Flood insurance$2,400
HOA / POA dues$1,440
Utilities$2,400
Maintenance reserve (1.1%)$9,625
Septic service$520
Well & water testing$260
Dock maintenance$900
Winterization / seasonal close$750
Shoreline / seawall reserve$1,080
Total$90,992
Adjust these assumptions →
$4,861
This home / shoreline ft
$7,387
Lake average
$648
Per square foot
Well below the lake average — this property prices at $4,861 per shoreline foot against a lake average near $7,387, a difference of -34%. Shoreline frontage is the metric that drives waterfront value, and it is almost never published.
Open the analyzer →
Modeled from the lake's estimated nightly rate and occupancy. Confirm local short-term rental rules before you rely on this.
Booked nights / year184 Gross revenue$123,955 Lodging tax−$13,635 Management−$22,064 Cleaning & supplies−$26,394 Net operating income$61,862 Against annual carry$-29,130
Model your own →
5.3
Lake score
A
Water grade
10 ft
Drawdown
Level stabilityManaged Typical clarity30 ft Dock authorityMA DCR
Full Quabbin Reservoir report →
Comparable

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