USLakeFront Lake survey & intelligence

$660,000

4755 Lakeshore Dr, Gainesville, GA 61964

Sample listing
3
Bedrooms
2
Bathrooms
1,050
Square feet
80 ft
Shoreline
$8,250
Per shoreline ft

Restored 1960s lake cottage on Lake Lanier. Roughly 80 feet of owned shoreline on 4.5 acres, with 3 bedrooms across 1,050 square feet. Covered boathouse. Water clarity on Lake Lanier averages around 12 feet and the lake is classified managed for water level. Dock and shoreline work fall under USACE Mobile District. This is a sample listing used to demonstrate the platform.

Features

Whole-house generatorBoathouseGentle slope to waterTwo-slip dockIrrigation from lake

Property facts

Property typeHouse Year built1988 Lot size4.50 acres DockCovered boathouse Water depth at dock13 ft ExposureNorth-facing ViewMain channel Annual taxes$5,440 HOA$120/mo Short-term rentalPermitted Listed2026-08-05
$5,529
All-in monthly
$151,090
Cash to close
$16,410
Costs beyond the obvious

Up front

Down payment$132,000
Closing costs (est. 2.4%)$15,840
Septic inspection & pump$850
Water quality testing$400
Waterfront home inspection$800
Survey (shoreline frontage)$1,200
Total$151,090

Every year

Principal & interest$41,729
Property taxes$5,440
Hazard insurance$2,772
Flood insurance$2,400
HOA / POA dues$1,440
Utilities$2,400
Maintenance reserve (1.1%)$7,260
Septic service$520
Well & water testing$260
Dock maintenance$900
Winterization / seasonal close$750
Shoreline / seawall reserve$480
Total$66,351
Adjust these assumptions →
$8,250
This home / shoreline ft
$3,741
Lake average
$629
Per square foot
Well above the lake average — this property prices at $8,250 per shoreline foot against a lake average near $3,741, a difference of 121%. Shoreline frontage is the metric that drives waterfront value, and it is almost never published.
Open the analyzer →
Modeled from the lake's estimated nightly rate and occupancy. Confirm local short-term rental rules before you rely on this.
Booked nights / year129 Gross revenue$108,402 Lodging tax−$11,924 Management−$19,296 Cleaning & supplies−$21,504 Net operating income$55,678 Against annual carry$-10,673
Model your own →
6.0
Lake score
C
Water grade
8 ft
Drawdown
Level stabilityManaged Typical clarity12 ft Dock authorityUSACE Mobile District
Full Lake Lanier report →
Comparable

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