$490,000
Architect-designed retreat on the main channel
5 bd2 ba
3,450 sqft
120 ft shore
Crib dock with lift
$4,083/ft
Gentle-slope frontage with sandy bottom on Lake Oconee. Roughly 80 feet of owned shoreline on 3.77 acres, with 4 bedrooms across 2,950 square feet. Crib dock with lift. Water clarity on Lake Oconee averages around 6 feet and the lake is classified stable for water level. Dock and shoreline work fall under Georgia Power Shoreline. This is a sample listing used to demonstrate the platform.
| Down payment | $110,000 |
| Closing costs (est. 2.4%) | $13,200 |
| Septic inspection & pump | $850 |
| Water quality testing | $400 |
| Waterfront home inspection | $800 |
| Survey (shoreline frontage) | $1,200 |
| Total | $126,450 |
| Principal & interest | $34,774 |
| Property taxes | $7,066 |
| Hazard insurance | $2,310 |
| Flood insurance | $2,400 |
| HOA / POA dues | $540 |
| Utilities | $3,983 |
| Maintenance reserve (1.1%) | $6,050 |
| Septic service | $520 |
| Well & water testing | $260 |
| Dock maintenance | $900 |
| Winterization / seasonal close | $750 |
| Shoreline / seawall reserve | $480 |
| Total | $60,033 |