USLakeFront Lake survey & intelligence

$490,000

9159 Harbor Way, Clayton, GA 38654

Sample listing
5
Bedrooms
2
Bathrooms
3,450
Square feet
120 ft
Shoreline
$4,083
Per shoreline ft

Cottage with legal short-term rental history on Lake Burton. Roughly 120 feet of owned shoreline on 3.59 acres, with 5 bedrooms across 3,450 square feet. Crib dock with lift. Water clarity on Lake Burton averages around 15 feet and the lake is classified managed for water level. Dock and shoreline work fall under Georgia Power Shoreline. This is a sample listing used to demonstrate the platform.

Features

Two-slip dockWhole-house generatorIrrigation from lakeLakeside deckRiprap shorelineGuest quartersGentle slope to water

Property facts

Property typeHouse Year built2014 Lot size3.59 acres DockCrib dock with lift Water depth at dock6 ft ExposureSouth-facing ViewProtected cove Annual taxes$4,066 HOA$250/mo Short-term rentalPermitted Listed2026-08-05
$4,642
All-in monthly
$113,010
Cash to close
$18,598
Costs beyond the obvious

Up front

Down payment$98,000
Closing costs (est. 2.4%)$11,760
Septic inspection & pump$850
Water quality testing$400
Waterfront home inspection$800
Survey (shoreline frontage)$1,200
Total$113,010

Every year

Principal & interest$30,981
Property taxes$4,066
Hazard insurance$2,058
Flood insurance$2,400
HOA / POA dues$3,000
Utilities$4,658
Maintenance reserve (1.1%)$5,390
Septic service$520
Well & water testing$260
Dock maintenance$900
Winterization / seasonal close$750
Shoreline / seawall reserve$720
Total$55,702
Adjust these assumptions →
$4,083
This home / shoreline ft
$8,141
Lake average
$142
Per square foot
Well below the lake average — this property prices at $4,083 per shoreline foot against a lake average near $8,141, a difference of -50%. Shoreline frontage is the metric that drives waterfront value, and it is almost never published.
Open the analyzer →
Modeled from the lake's estimated nightly rate and occupancy. Confirm local short-term rental rules before you rely on this.
Booked nights / year187 Gross revenue$142,332 Lodging tax−$15,656 Management−$25,335 Cleaning & supplies−$29,095 Net operating income$72,245 Against annual carry$16,543
Model your own →
5.9
Lake score
B
Water grade
8 ft
Drawdown
Level stabilityManaged Typical clarity15 ft Dock authorityGeorgia Power Shoreline
Full Lake Burton report →
Comparable

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