$390,000

1879 Anchor Bay Rd, Minocqua, WI 38487

Sample listing

Bedrooms

Bathrooms

4,150

Square feet

300 ft

Shoreline

$1,300

Per shoreline ft

Sunset-facing lot, dock permit in hand on Minocqua Lake. Roughly 300 feet of owned shoreline on 1.65 acres, with 2 bedrooms across 4,150 square feet. Two-slip covered. Water clarity on Minocqua Lake averages around 12 feet and the lake is classified stable for water level. Dock and shoreline work fall under Wisconsin DNR. This is a sample listing used to demonstrate the platform.

Features

Two-slip dockBoat liftVaulted ceilingsNew seawallPrivate dockGuest quarters

Property facts

Property typeCabin Year built1995 Lot size1.65 acres DockTwo-slip covered Water depth at dock13 ft ExposureSouth-facing ViewWide open water Annual taxes$2,770 HOA$45/mo Short-term rentalPermitted Listed2026-08-05

$3,844

All-in monthly

$90,610

Cash to close

$17,062

Costs beyond the obvious

Up front

Down payment	$78,000
Closing costs (est. 2.4%)	$9,360
Septic inspection & pump	$850
Water quality testing	$400
Waterfront home inspection	$800
Survey (shoreline frontage)	$1,200
Total	$90,610

Every year

Principal & interest	$24,658
Property taxes	$2,770
Hazard insurance	$1,638
Flood insurance	$2,400
HOA / POA dues	$540
Utilities	$5,602
Maintenance reserve (1.1%)	$4,290
Septic service	$520
Well & water testing	$260
Dock maintenance	$900
Winterization / seasonal close	$750
Shoreline / seawall reserve	$1,800
Total	$46,128

Adjust these assumptions →

$1,300

This home / shoreline ft

$4,045

Lake average

$94

Per square foot

Well below the lake average — this property prices at $1,300 per shoreline foot against a lake average near $4,045, a difference of -68%. Shoreline frontage is the metric that drives waterfront value, and it is almost never published.

Open the analyzer →

Modeled from the lake's estimated nightly rate and occupancy. Confirm local short-term rental rules before you rely on this.

Booked nights / year137 Gross revenue$101,100 Lodging tax−$11,121 Management−$17,996 Cleaning & supplies−$20,869 Net operating income$51,114 Against annual carry$4,985

Model your own →

6.4

Lake score

Water grade

1 ft

Drawdown

Level stabilityStable Typical clarity12 ft Dock authorityWisconsin DNR

Full Minocqua Lake report →