USLakeFront Lake survey & intelligence

$435,000

8775 Waters Edge, Oshkosh, WI 30160

Sample listing
4
Bedrooms
4
Bathrooms
3,350
Square feet
60 ft
Shoreline
$7,250
Per shoreline ft

Turnkey lake house with two-slip dock on Lake Winnebago. Roughly 60 feet of owned shoreline on 3.29 acres, with 4 bedrooms across 3,350 square feet. Permitted, not built. Water clarity on Lake Winnebago averages around 4 feet and the lake is classified stable for water level. Dock and shoreline work fall under Wisconsin DNR. This is a sample listing used to demonstrate the platform.

Features

Vaulted ceilingsDock power and waterIrrigation from lakeWhole-house generatorLakeside deckSandy beachPrivate dock

Property facts

Property typeHouse Year built1972 Lot size3.29 acres DockPermitted, not built Water depth at dock14 ft ExposureEast-facing ViewPanoramic Annual taxes$3,374 HOA$120/mo Short-term rentalVerify locally Listed2026-08-05
$4,053
All-in monthly
$100,690
Cash to close
$15,938
Costs beyond the obvious

Up front

Down payment$87,000
Closing costs (est. 2.4%)$10,440
Septic inspection & pump$850
Water quality testing$400
Waterfront home inspection$800
Survey (shoreline frontage)$1,200
Total$100,690

Every year

Principal & interest$27,503
Property taxes$3,374
Hazard insurance$1,827
Flood insurance$2,400
HOA / POA dues$1,440
Utilities$4,522
Maintenance reserve (1.1%)$4,785
Septic service$520
Well & water testing$260
Dock maintenance$900
Winterization / seasonal close$750
Shoreline / seawall reserve$360
Total$48,642
Adjust these assumptions →
$7,250
This home / shoreline ft
$2,806
Lake average
$130
Per square foot
Well above the lake average — this property prices at $7,250 per shoreline foot against a lake average near $2,806, a difference of 158%. Shoreline frontage is the metric that drives waterfront value, and it is almost never published.
Open the analyzer →
Modeled from the lake's estimated nightly rate and occupancy. Confirm local short-term rental rules before you rely on this.
Booked nights / year171 Gross revenue$85,549 Lodging tax−$9,410 Management−$15,228 Cleaning & supplies−$20,371 Net operating income$40,540 Against annual carry$-8,102
Model your own →
6.0
Lake score
D
Water grade
2 ft
Drawdown
Level stabilityStable Typical clarity4 ft Dock authorityWisconsin DNR
Full Lake Winnebago report →
Comparable

Similar waterfront