USLakeFront Lake survey & intelligence

$195,000

9928 Harbor Way, Minocqua, WI 36310

Sample listing
5
Bedrooms
4
Bathrooms
1,700
Square feet
100 ft
Shoreline
$1,950
Per shoreline ft

Gentle-slope frontage with sandy bottom on Minocqua Lake. Roughly 100 feet of owned shoreline on 0.47 acres, with 5 bedrooms across 1,700 square feet. Covered boathouse. Water clarity on Minocqua Lake averages around 12 feet and the lake is classified stable for water level. Dock and shoreline work fall under Wisconsin DNR. This is a sample listing used to demonstrate the platform.

Features

Whole-house generatorVaulted ceilingsRiprap shorelineSandy beach

Property facts

Property typeCondo Year built1960 Lot size0.47 acres DockCovered boathouse Water depth at dock14 ft ExposureWest-facing ViewWide open water Annual taxes$2,487 HOA$120/mo Short-term rentalPermitted Listed2026-08-05
$2,303
All-in monthly
$46,930
Cash to close
$11,415
Costs beyond the obvious

Up front

Down payment$39,000
Closing costs (est. 2.4%)$4,680
Septic inspection & pump$850
Water quality testing$400
Waterfront home inspection$800
Survey (shoreline frontage)$1,200
Total$46,930

Every year

Principal & interest$12,329
Property taxes$2,487
Hazard insurance$1,400
Flood insurance$2,400
HOA / POA dues$1,440
Utilities$2,400
Maintenance reserve (1.1%)$2,145
Septic service$520
Well & water testing$260
Dock maintenance$900
Winterization / seasonal close$750
Shoreline / seawall reserve$600
Total$27,631
Adjust these assumptions →
$1,950
This home / shoreline ft
$4,045
Lake average
$115
Per square foot
Well below the lake average — this property prices at $1,950 per shoreline foot against a lake average near $4,045, a difference of -52%. Shoreline frontage is the metric that drives waterfront value, and it is almost never published.
Open the analyzer →
Modeled from the lake's estimated nightly rate and occupancy. Confirm local short-term rental rules before you rely on this.
Booked nights / year137 Gross revenue$101,100 Lodging tax−$11,121 Management−$17,996 Cleaning & supplies−$20,869 Net operating income$51,114 Against annual carry$23,483
Model your own →
6.4
Lake score
C
Water grade
1 ft
Drawdown
Level stabilityStable Typical clarity12 ft Dock authorityWisconsin DNR
Full Minocqua Lake report →
Comparable

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