$280,000
Architect-designed retreat on the main channel
4 bd2 ba
2,800 sqft
420 ft shore
Crib dock with lift
$667/ft
Modern build with glass to the water on Lake Martin. Roughly 120 feet of owned shoreline on 3.53 acres. Permitted, not built. Water clarity on Lake Martin averages around 12 feet and the lake is classified managed for water level. Dock and shoreline work fall under Alabama Power Shoreline Management. This is a sample listing used to demonstrate the platform.
| Down payment | $35,280 |
| Closing costs (est. 2.4%) | $4,234 |
| Septic inspection & pump | $850 |
| Water quality testing | $400 |
| Waterfront home inspection | $800 |
| Survey (shoreline frontage) | $1,200 |
| Total | $42,764 |
| Principal & interest | $11,153 |
| Property taxes | $2,253 |
| Hazard insurance | $1,400 |
| Flood insurance | $2,400 |
| Utilities | $2,700 |
| Maintenance reserve (1.1%) | $1,940 |
| Septic service | $520 |
| Well & water testing | $260 |
| Dock maintenance | $900 |
| Winterization / seasonal close | $750 |
| Shoreline / seawall reserve | $720 |
| Total | $24,996 |