$300,000
Wooded acreage with private shoreline
4 bd4 ba
1,450 sqft
80 ft shore
Covered boathouse
$3,750/ft
Bluff lot with tram to the dock on Smith Lake. Roughly 420 feet of owned shoreline on 3.55 acres, with 4 bedrooms across 2,800 square feet. Crib dock with lift. Water clarity on Smith Lake averages around 20 feet and the lake is classified managed for water level. Dock and shoreline work fall under Alabama Power Shoreline Management. This is a sample listing used to demonstrate the platform.
| Down payment | $56,000 |
| Closing costs (est. 2.4%) | $6,720 |
| Septic inspection & pump | $850 |
| Water quality testing | $400 |
| Waterfront home inspection | $800 |
| Survey (shoreline frontage) | $1,200 |
| Total | $65,970 |
| Principal & interest | $17,703 |
| Property taxes | $4,310 |
| Hazard insurance | $1,400 |
| Flood insurance | $2,400 |
| Utilities | $3,780 |
| Maintenance reserve (1.1%) | $3,080 |
| Septic service | $520 |
| Well & water testing | $260 |
| Dock maintenance | $900 |
| Winterization / seasonal close | $750 |
| Shoreline / seawall reserve | $2,520 |
| Total | $37,623 |