$300,000
Wooded acreage with private shoreline
4 bd4 ba
1,450 sqft
80 ft shore
Covered boathouse
$3,750/ft
Cottage with legal short-term rental history on Lake Guntersville. Roughly 80 feet of owned shoreline on 1.37 acres, with 5 bedrooms across 3,900 square feet. Covered boathouse. Water clarity on Lake Guntersville averages around 6 feet and the lake is classified stable for water level. Dock and shoreline work fall under TVA Section 26a. This is a sample listing used to demonstrate the platform.
| Down payment | $97,000 |
| Closing costs (est. 2.4%) | $11,640 |
| Septic inspection & pump | $850 |
| Water quality testing | $400 |
| Waterfront home inspection | $800 |
| Survey (shoreline frontage) | $1,200 |
| Total | $111,890 |
| Principal & interest | $30,664 |
| Property taxes | $7,649 |
| Hazard insurance | $2,037 |
| Flood insurance | $2,400 |
| Utilities | $5,265 |
| Maintenance reserve (1.1%) | $5,335 |
| Septic service | $520 |
| Well & water testing | $260 |
| Dock maintenance | $900 |
| Winterization / seasonal close | $750 |
| Shoreline / seawall reserve | $480 |
| Total | $56,260 |