$950,000
Big-water views from a walk-out ranch
4 bd1 ba
1,200 sqft
100 ft shore
Floating dock
$9,500/ft
Bluff lot with tram to the dock on Lake James. Roughly 220 feet of owned shoreline on 3.18 acres, with 4 bedrooms across 1,750 square feet. No dock. Water clarity on Lake James averages around 15 feet and the lake is classified managed for water level. Dock and shoreline work fall under Duke Energy Lake Services. This is a sample listing used to demonstrate the platform.
| Down payment | $190,000 |
| Closing costs (est. 2.4%) | $22,800 |
| Septic inspection & pump | $850 |
| Water quality testing | $400 |
| Waterfront home inspection | $800 |
| Survey (shoreline frontage) | $1,200 |
| Total | $216,050 |
| Principal & interest | $60,064 |
| Property taxes | $13,536 |
| Hazard insurance | $3,990 |
| Flood insurance | $3,240 |
| HOA / POA dues | $3,000 |
| Utilities | $2,400 |
| Maintenance reserve (1.1%) | $10,450 |
| Septic service | $520 |
| Well & water testing | $260 |
| Dock maintenance | $900 |
| Winterization / seasonal close | $750 |
| Shoreline / seawall reserve | $1,320 |
| Total | $100,430 |