$950,000
Deep-water point lot with a covered slip
4 bd2 ba
1,750 sqft
220 ft shore
No dock
$4,318/ft
Log home on a protected cove on Lake James. Roughly 100 feet of owned shoreline on 2.39 acres, with 4 bedrooms across 1,200 square feet. Floating dock. Water clarity on Lake James averages around 15 feet and the lake is classified managed for water level. Dock and shoreline work fall under Duke Energy Lake Services. This is a sample listing used to demonstrate the platform.
| Down payment | $190,000 |
| Closing costs (est. 2.4%) | $22,800 |
| Septic inspection & pump | $850 |
| Water quality testing | $400 |
| Waterfront home inspection | $800 |
| Survey (shoreline frontage) | $1,200 |
| Total | $216,050 |
| Principal & interest | $60,064 |
| Property taxes | $7,093 |
| Hazard insurance | $3,990 |
| Flood insurance | $3,240 |
| HOA / POA dues | $540 |
| Utilities | $2,400 |
| Maintenance reserve (1.1%) | $10,450 |
| Septic service | $520 |
| Well & water testing | $260 |
| Dock maintenance | $900 |
| Winterization / seasonal close | $750 |
| Shoreline / seawall reserve | $600 |
| Total | $90,807 |