USLakeFront Lake survey & intelligence

$1,625,000

3278 Harbor Way, Maynardville, TN 86731

Sample listing
3
Bedrooms
2
Bathrooms
1,900
Square feet
420 ft
Shoreline
$3,869
Per shoreline ft

Sunset-facing lot, dock permit in hand on Norris Lake. Roughly 420 feet of owned shoreline on 0.49 acres, with 3 bedrooms across 1,900 square feet. Crib dock with lift. Water clarity on Norris Lake averages around 20 feet and the lake is classified managed for water level. Dock and shoreline work fall under TVA Section 26a. This is a sample listing used to demonstrate the platform.

Features

Sandy beachFire pitOpen floor planCovered slipNew roofDock power and water

Property facts

Property typeEstate Year built1971 Lot size0.49 acres DockCrib dock with lift Water depth at dock7 ft ExposureSouth-facing ViewPanoramic Annual taxes$19,821 HOA$0/mo Short-term rentalPermitted Listed2026-08-05
$13,168
All-in monthly
$367,250
Cash to close
$28,630
Costs beyond the obvious

Up front

Down payment$325,000
Closing costs (est. 2.4%)$39,000
Septic inspection & pump$850
Water quality testing$400
Waterfront home inspection$800
Survey (shoreline frontage)$1,200
Total$367,250

Every year

Principal & interest$102,742
Property taxes$19,821
Hazard insurance$6,825
Flood insurance$3,240
Utilities$2,565
Maintenance reserve (1.1%)$17,875
Septic service$520
Well & water testing$260
Dock maintenance$900
Winterization / seasonal close$750
Shoreline / seawall reserve$2,520
Total$158,018
Adjust these assumptions →
$3,869
This home / shoreline ft
$6,247
Lake average
$855
Per square foot
Well below the lake average — this property prices at $3,869 per shoreline foot against a lake average near $6,247, a difference of -38%. Shoreline frontage is the metric that drives waterfront value, and it is almost never published.
Open the analyzer →
Modeled from the lake's estimated nightly rate and occupancy. Confirm local short-term rental rules before you rely on this.
Booked nights / year139 Gross revenue$42,734 Lodging tax−$4,701 Management−$7,607 Cleaning & supplies−$12,827 Net operating income$17,599 Against annual carry$-140,418
Model your own →
6.1
Lake score
B
Water grade
20 ft
Drawdown
Level stabilityManaged Typical clarity20 ft Dock authorityTVA Section 26a
Full Norris Lake report →
Comparable

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