USLakeFront Lake survey & intelligence

$920,000

2735 Lakeshore Dr, Guntersville, AL 78584

Sample listing
4
Bedrooms
4
Bathrooms
3,350
Square feet
80 ft
Shoreline
$11,500
Per shoreline ft

Turnkey lake house with two-slip dock on Lake Guntersville. Roughly 80 feet of owned shoreline on 2.53 acres, with 4 bedrooms across 3,350 square feet. Crib dock with lift. Water clarity on Lake Guntersville averages around 6 feet and the lake is classified stable for water level. Dock and shoreline work fall under TVA Section 26a. This is a sample listing used to demonstrate the platform.

Features

New roofVaulted ceilingsTwo-slip dockPrivate dockGuest quarters

Property facts

Property typeEstate Year built1970 Lot size2.53 acres DockCrib dock with lift Water depth at dock9 ft ExposureSouth-facing ViewWide open water Annual taxes$6,656 HOA$0/mo Short-term rentalPermitted Listed2026-08-05
$7,457
All-in monthly
$209,330
Cash to close
$20,792
Costs beyond the obvious

Up front

Down payment$184,000
Closing costs (est. 2.4%)$22,080
Septic inspection & pump$850
Water quality testing$400
Waterfront home inspection$800
Survey (shoreline frontage)$1,200
Total$209,330

Every year

Principal & interest$58,168
Property taxes$6,656
Hazard insurance$3,864
Flood insurance$3,240
Utilities$4,522
Maintenance reserve (1.1%)$10,120
Septic service$520
Well & water testing$260
Dock maintenance$900
Winterization / seasonal close$750
Shoreline / seawall reserve$480
Total$89,480
Adjust these assumptions →
$11,500
This home / shoreline ft
$3,861
Lake average
$275
Per square foot
Well above the lake average — this property prices at $11,500 per shoreline foot against a lake average near $3,861, a difference of 198%. Shoreline frontage is the metric that drives waterfront value, and it is almost never published.
Open the analyzer →
Modeled from the lake's estimated nightly rate and occupancy. Confirm local short-term rental rules before you rely on this.
Booked nights / year168 Gross revenue$125,103 Lodging tax−$13,761 Management−$22,268 Cleaning & supplies−$25,780 Net operating income$63,294 Against annual carry$-26,186
Model your own →
6.3
Lake score
D
Water grade
3 ft
Drawdown
Level stabilityStable Typical clarity6 ft Dock authorityTVA Section 26a
Full Lake Guntersville report →
Comparable

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