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Lake Hartwell

South Carolina · Reservoir impounded 1963 · near Anderson

56,000 acres 185 ft deep 10 ft clarity Water C
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6.3SCORE
Survey summary · South Carolina
56,000
Surface acres
185 ft
Max depth
962 mi
Shoreline
10 ft
Typical clarity
660 ft
Elevation

Lake Hartwell covers 56,000 acres in South Carolina and drops to 185 feet at its deepest point. It is a reservoir impounded in 1963 and managed by USACE. Short-term rental posture: County by county. Confirm at the municipal level before underwriting rental income.

What stands out

  • Large open water, 56,000 acres
  • 962 miles of shoreline
  • Boating
  • Fishing

Watch outs

  • USACE shoreline permitting — private dock approval is not guaranteed

Score breakdown

WATER RECREATION VALUE ACCESS INVESTMENT
Water 6.0
Recreation 7.2
Value 3.5
Access 7.3
Investment 7.6

Each axis is computed by published formula from this lake's own attributes. How we score.

Water quality grade
Water A
ExcellentClear, low-nutrient water. Typically oligotrophic with high clarity and little seasonal algae.
Water B
GoodHealthy water with moderate clarity. Some seasonal variation, no persistent problems.
Water C
FairProductive water — good fishing, reduced clarity. Algae possible in late summer.
Water D
PoorNutrient-rich or heavily drawn down. Swimmable conditions vary; check before you rely on them.

Computed from measured clarity, trophic state, and drawdown magnitude — not an opinion. See the formula.

Overall score, 1–10
8.0+
ExceptionalStrong on every axis we measure.
7.0–7.9
StrongClearly above average, usually with one standout axis.
6.0–6.9
SolidA good lake with a trade-off worth understanding.
5.0–5.9
MixedReal strengths and real compromises.
Under 5
CompromisedSomething material — volatility, water quality, or access.

Weighted: water 26% · recreation 22% · investment 20% · value 18% · access 14%.

Fishery

Striped bassLargemouth bassHybrid bassCrappie

On the water

BoatingFishingTournamentsCamping
No USGS gauge on this lake. Water level and clarity figures below come from published lake management data rather than a live sensor.

What the drawdown looks like

Full pool vs winter low · Lake Hartwell
10 ft FULL POOL WINTER LOW

The dock sits at full-pool elevation. At low pool the waterline retreats and the reach to navigable water changes. Scale is illustrative; the 10 ft figure is from published operations for this lake.

Where it is

Location

No NHD boundary matched this water body, so the marker shows the mapped centre point.

Depth profile

SURFACE 185 ft max avg 59 ft

Idealized cross-section. Max depth 185 ft, average 59 ft. Depth at a specific dock depends on local bathymetry — verify at the property.

Level behaviour

Level stabilityManaged Typical drawdown10 ft Drawdown seasonWinter Trophic stateMesotrophic Typical clarity10 ft Water quality gradeC Elevation660 ft Managing authorityUSACE

Dock & shoreline

Permitting authorityUSACE Savannah District Wake / speed rulesNo-wake in coves
A dock is never guaranteed. Confirm in writing with USACE Savannah District that the specific parcel is eligible before you remove contingencies.

Short-term rental posture

County by county

Generally permitted, but rules change. Confirm the specific municipality and any HOA covenant.
Model rental income →
Modeled estimates. Market figures are derived from lake attributes and regional patterns, not from MLS data. Treat them as a starting point, not a comp.
$500,000
Median waterfront
$5,689
Per shoreline foot
+11.6%
Year over year
189
Est. inventory
147
Avg days on market
$412
Est. nightly rate

Rental snapshot

Modeled occupancy67% Booked nights / yr176 Gross revenue$82,723 Net operating income$38,665 Yield on median price7.73%
Open the full model →

What a median-priced home on Lake Hartwell actually costs to carry, with waterfront-specific line items most calculators omit.

$4,267
All-in per month
$115,250
Cash to close + setup
$12,240
Beyond P&I, tax, insurance
Where the annual cost goes
$51,203 PER YEAR
Principal & interest $31,613 (64%) Maintenance reserve (1.1%) $5,500 (11%) Property taxes $5,250 (11%) Utilities $2,700 (5%) Hazard insurance $2,100 (4%) Shoreline / seawall reserve $960 (2%) Dock maintenance $900 (2%) Winterization / seasonal close $750 (2%)

Annual carry

Principal & interest$31,613
Property taxes$5,250
Hazard insurance$2,100
Flood insurance$650
Utilities$2,700
Maintenance reserve (1.1%)$5,500
Septic service$520
Well & water testing$260
Dock maintenance$900
Winterization / seasonal close$750
Shoreline / seawall reserve$960
Total$51,203
Model your own numbers →

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