$470,000
Turnkey lake house with two-slip dock
3 bd1 ba
1,550 sqft
100 ft shore
Single-slip stationary
$4,700/ft
Cottage with legal short-term rental history on Summersville Lake. Roughly 60 feet of owned shoreline on 3.39 acres. Crib dock with lift. Water clarity on Summersville Lake averages around 30 feet and the lake is classified volatile for water level. Dock and shoreline work fall under USACE Huntington District. This is a sample listing used to demonstrate the platform.
| Down payment | $108,360 |
| Closing costs (est. 2.4%) | $13,003 |
| Septic inspection & pump | $850 |
| Water quality testing | $400 |
| Waterfront home inspection | $800 |
| Survey (shoreline frontage) | $1,200 |
| Total | $124,613 |
| Principal & interest | $34,256 |
| Property taxes | $6,424 |
| Hazard insurance | $2,276 |
| Flood insurance | $2,400 |
| Utilities | $2,700 |
| Maintenance reserve (1.1%) | $5,960 |
| Septic service | $520 |
| Well & water testing | $260 |
| Dock maintenance | $900 |
| Winterization / seasonal close | $750 |
| Shoreline / seawall reserve | $360 |
| Total | $56,805 |