USLakeFront Lake survey & intelligence

$680,000

6391 Shoreline Dr, Morgantown, WV 18627

Sample listing
2
Bedrooms
1
Bathrooms
4,050
Square feet
150 ft
Shoreline
$4,533
Per shoreline ft

Year-round home with a screened porch on Cheat Lake. Roughly 150 feet of owned shoreline on 0.79 acres, with 2 bedrooms across 4,050 square feet. No dock. Water clarity on Cheat Lake averages around 10 feet and the lake is classified managed for water level. Dock and shoreline work fall under Eagle Creek Shoreline. This is a sample listing used to demonstrate the platform.

Features

Riprap shorelineGuest quartersVaulted ceilingsOpen floor plan

Property facts

Property typeCabin Year built2022 Lot size0.79 acres DockNo dock Water depth at dock14 ft ExposureWest-facing ViewSunset Annual taxes$8,952 HOA$45/mo Short-term rentalPermitted Listed2026-08-05
$6,168
All-in monthly
$155,570
Cash to close
$19,218
Costs beyond the obvious

Up front

Down payment$136,000
Closing costs (est. 2.4%)$16,320
Septic inspection & pump$850
Water quality testing$400
Waterfront home inspection$800
Survey (shoreline frontage)$1,200
Total$155,570

Every year

Principal & interest$42,993
Property taxes$8,952
Hazard insurance$2,856
Flood insurance$2,400
HOA / POA dues$540
Utilities$5,468
Maintenance reserve (1.1%)$7,480
Septic service$520
Well & water testing$260
Dock maintenance$900
Winterization / seasonal close$750
Shoreline / seawall reserve$900
Total$74,019
Adjust these assumptions →
$4,533
This home / shoreline ft
$3,919
Lake average
$168
Per square foot
Above the lake average — this property prices at $4,533 per shoreline foot against a lake average near $3,919, a difference of 16%. Shoreline frontage is the metric that drives waterfront value, and it is almost never published.
Open the analyzer →
Modeled from the lake's estimated nightly rate and occupancy. Confirm local short-term rental rules before you rely on this.
Booked nights / year168 Gross revenue$103,911 Lodging tax−$11,430 Management−$18,496 Cleaning & supplies−$22,813 Net operating income$51,172 Against annual carry$-22,847
Model your own →
5.7
Lake score
C
Water grade
8 ft
Drawdown
Level stabilityManaged Typical clarity10 ft Dock authorityEagle Creek Shoreline
Full Cheat Lake report →
Comparable

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