$655,000
Boathouse property with lift and canopy
5 bd2 ba
1,550 sqft
150 ft shore
Floating dock
$4,367/ft
Cottage with legal short-term rental history on Raystown Lake. Roughly 180 feet of owned shoreline on 1.93 acres, with 3 bedrooms across 2,850 square feet. Crib dock with lift. Water clarity on Raystown Lake averages around 18 feet and the lake is classified managed for water level. Dock and shoreline work fall under USACE Baltimore District. This is a sample listing used to demonstrate the platform.
| Down payment | $133,000 |
| Closing costs (est. 2.4%) | $15,960 |
| Septic inspection & pump | $850 |
| Water quality testing | $400 |
| Waterfront home inspection | $800 |
| Survey (shoreline frontage) | $1,200 |
| Total | $152,210 |
| Principal & interest | $42,045 |
| Property taxes | $8,397 |
| Hazard insurance | $2,793 |
| Flood insurance | $2,400 |
| HOA / POA dues | $3,000 |
| Utilities | $3,848 |
| Maintenance reserve (1.1%) | $7,315 |
| Septic service | $520 |
| Well & water testing | $260 |
| Dock maintenance | $900 |
| Winterization / seasonal close | $750 |
| Shoreline / seawall reserve | $1,080 |
| Total | $73,308 |