USLakeFront Lake survey & intelligence

$630,000

1435 Marina Dr, Naples, ME 72742

Sample listing
4
Bedrooms
2
Bathrooms
2,350
Square feet
100 ft
Shoreline
$6,300
Per shoreline ft

Architect-designed retreat on the main channel on Sebago Lake. Roughly 100 feet of owned shoreline on 2.18 acres, with 4 bedrooms across 2,350 square feet. Two-slip covered. Water clarity on Sebago Lake averages around 30 feet and the lake is classified stable for water level. Dock and shoreline work fall under Maine DEP. This is a sample listing used to demonstrate the platform.

Features

Two-slip dockRiprap shorelineWood stoveVaulted ceilingsGuest quartersMetal roof

Property facts

Property typeCondo Year built1976 Lot size2.18 acres DockTwo-slip covered Water depth at dock14 ft ExposureNorth-facing ViewPanoramic Annual taxes$9,181 HOA$0/mo Short-term rentalPermitted Listed2026-08-05
$5,599
All-in monthly
$144,370
Cash to close
$15,532
Costs beyond the obvious

Up front

Down payment$126,000
Closing costs (est. 2.4%)$15,120
Septic inspection & pump$850
Water quality testing$400
Waterfront home inspection$800
Survey (shoreline frontage)$1,200
Total$144,370

Every year

Principal & interest$39,832
Property taxes$9,181
Hazard insurance$2,646
Flood insurance$2,400
Utilities$3,172
Maintenance reserve (1.1%)$6,930
Septic service$520
Well & water testing$260
Dock maintenance$900
Winterization / seasonal close$750
Shoreline / seawall reserve$600
Total$67,192
Adjust these assumptions →
$6,300
This home / shoreline ft
$1,541
Lake average
$268
Per square foot
Well above the lake average — this property prices at $6,300 per shoreline foot against a lake average near $1,541, a difference of 309%. Shoreline frontage is the metric that drives waterfront value, and it is almost never published.
Open the analyzer →
Modeled from the lake's estimated nightly rate and occupancy. Confirm local short-term rental rules before you rely on this.
Booked nights / year134 Gross revenue$123,415 Lodging tax−$13,576 Management−$21,968 Cleaning & supplies−$23,864 Net operating income$64,007 Against annual carry$-3,185
Model your own →
7.3
Lake score
A
Water grade
3 ft
Drawdown
Level stabilityStable Typical clarity30 ft Dock authorityMaine DEP
Full Sebago Lake report →
Comparable

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