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Lake McConaughy

Nebraska · Reservoir impounded 1941 · near Ogallala

30,500 acres 142 ft deep 15 ft clarity Water C
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5.7SCORE
Survey summary · Nebraska
30,500
Surface acres
142 ft
Max depth
105 mi
Shoreline
15 ft
Typical clarity
3,265 ft
Elevation

Lake McConaughy covers 30,500 acres in Nebraska and drops to 142 feet at its deepest point. It is a reservoir impounded in 1941 and managed by Central Nebraska PPID. Water level is the thing to understand here: the pool can move roughly 25 feet, typically drawn down in autumn. That changes dock function, boat access, and what the shoreline looks like in listing photos versus in person. Short-term rental posture: Keith County rules. Confirm at the municipal level before underwriting rental income.

What stands out

  • Beaches
  • Boating

Watch outs

  • Seasonal drawdown near 25 ft — verify dock reach at low pool
  • Multi-year level volatility; review historical pool elevation before buying

Score breakdown

WATER RECREATION VALUE ACCESS INVESTMENT
Water 6.8
Recreation 7.2
Value 3.5
Access 7.3
Investment 3.7

Each axis is computed by published formula from this lake's own attributes. How we score.

Water quality grade
Water A
ExcellentClear, low-nutrient water. Typically oligotrophic with high clarity and little seasonal algae.
Water B
GoodHealthy water with moderate clarity. Some seasonal variation, no persistent problems.
Water C
FairProductive water — good fishing, reduced clarity. Algae possible in late summer.
Water D
PoorNutrient-rich or heavily drawn down. Swimmable conditions vary; check before you rely on them.

Computed from measured clarity, trophic state, and drawdown magnitude — not an opinion. See the formula.

Overall score, 1–10
8.0+
ExceptionalStrong on every axis we measure.
7.0–7.9
StrongClearly above average, usually with one standout axis.
6.0–6.9
SolidA good lake with a trade-off worth understanding.
5.0–5.9
MixedReal strengths and real compromises.
Under 5
CompromisedSomething material — volatility, water quality, or access.

Weighted: water 26% · recreation 22% · investment 20% · value 18% · access 14%.

Fishery

WalleyeWhite bassWiperTrout

On the water

BeachesBoatingFishingCamping
No USGS gauge on this lake. Water level and clarity figures below come from published lake management data rather than a live sensor.

What the drawdown looks like

Full pool vs autumn low · Lake McConaughy
25 ft FULL POOL AUTUMN LOW

The dock sits at full-pool elevation. At low pool the waterline retreats and the reach to navigable water changes. Scale is illustrative; the 25 ft figure is from published operations for this lake.

Where it is

True shoreline from USGS NHD 101 km²

The outline is this lake's actual boundary from the USGS National Hydrography Dataset, not an approximation — 496 boundary points. Basemap is USGS topographic with contours and hydrography. Switch layers at the top right.

Depth profile

SURFACE 142 ft max avg 45 ft

Idealized cross-section. Max depth 142 ft, average 45 ft. Depth at a specific dock depends on local bathymetry — verify at the property.

Level behaviour

Level stabilityVolatile Typical drawdown25 ft Drawdown seasonAutumn Trophic stateOligotrophic Typical clarity15 ft Water quality gradeC Elevation3,265 ft Managing authorityCentral Nebraska PPID
This lake moves. A drawdown near 25 feet changes dock reach, boat access, and the look of the shoreline. Tour in the low season, or at minimum look at the gauge history above before you offer.

Dock & shoreline

Permitting authorityCentral Nebraska PPID Wake / speed rulesOpen water
A dock is never guaranteed. Confirm in writing with Central Nebraska PPID that the specific parcel is eligible before you remove contingencies.

Short-term rental posture

Keith County rules

Generally permitted, but rules change. Confirm the specific municipality and any HOA covenant.
Model rental income →
Modeled estimates. Market figures are derived from lake attributes and regional patterns, not from MLS data. Treat them as a starting point, not a comp.
$535,000
Median waterfront
$4,885
Per shoreline foot
-2.8%
Year over year
78
Est. inventory
65
Avg days on market
$693
Est. nightly rate

Rental snapshot

Modeled occupancy61% Booked nights / yr160 Gross revenue$120,361 Net operating income$60,969 Yield on median price11.40%
Open the full model →

What a median-priced home on Lake McConaughy actually costs to carry, with waterfront-specific line items most calculators omit.

$4,672
All-in per month
$123,090
Cash to close + setup
$14,375
Beyond P&I, tax, insurance
Where the annual cost goes
$56,065 PER YEAR
Principal & interest $33,826 (62%) Maintenance reserve (1.1%) $5,885 (11%) Property taxes $5,618 (10%) Utilities $2,700 (5%) Flood insurance $2,400 (4%) Hazard insurance $2,247 (4%) Shoreline / seawall reserve $960 (2%) Dock maintenance $900 (2%)

Annual carry

Principal & interest$33,826
Property taxes$5,618
Hazard insurance$2,247
Flood insurance$2,400
Utilities$2,700
Maintenance reserve (1.1%)$5,885
Septic service$520
Well & water testing$260
Dock maintenance$900
Winterization / seasonal close$750
Shoreline / seawall reserve$960
Total$56,065
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