$295,000
Sunset-facing lot, dock permit in hand
3 bd4 ba
4,150 sqft
300 ft shore
Two-slip covered
$983/ft
Cottage with legal short-term rental history on Lake McConaughy. Roughly 420 feet of owned shoreline on 2.93 acres, with 4 bedrooms across 2,000 square feet. Two-slip covered. Water clarity on Lake McConaughy averages around 15 feet and the lake is classified volatile for water level. Dock and shoreline work fall under Central Nebraska PPID. This is a sample listing used to demonstrate the platform.
| Down payment | $203,000 |
| Closing costs (est. 2.4%) | $24,360 |
| Septic inspection & pump | $850 |
| Water quality testing | $400 |
| Waterfront home inspection | $800 |
| Survey (shoreline frontage) | $1,200 |
| Total | $230,610 |
| Principal & interest | $64,174 |
| Property taxes | $15,032 |
| Hazard insurance | $4,263 |
| Flood insurance | $3,240 |
| HOA / POA dues | $3,000 |
| Utilities | $2,700 |
| Maintenance reserve (1.1%) | $11,165 |
| Septic service | $520 |
| Well & water testing | $260 |
| Dock maintenance | $900 |
| Winterization / seasonal close | $750 |
| Shoreline / seawall reserve | $2,520 |
| Total | $108,524 |