$550,000
Architect-designed retreat on the main channel
4 bd3 ba
3,300 sqft
120 ft shore
Floating dock
$4,583/ft
Gentle-slope frontage with sandy bottom on Detroit Lake. Roughly 420 feet of owned shoreline on 3.27 acres, with 4 bedrooms across 1,800 square feet. Permitted, not built. Water clarity on Detroit Lake averages around 20 feet and the lake is classified volatile for water level. Dock and shoreline work fall under USACE Portland District. This is a sample listing used to demonstrate the platform.
| Down payment | $90,000 |
| Closing costs (est. 2.4%) | $10,800 |
| Septic inspection & pump | $850 |
| Water quality testing | $400 |
| Waterfront home inspection | $800 |
| Survey (shoreline frontage) | $1,200 |
| Total | $104,050 |
| Principal & interest | $28,452 |
| Property taxes | $3,232 |
| Hazard insurance | $1,890 |
| Flood insurance | $2,400 |
| Utilities | $2,430 |
| Maintenance reserve (1.1%) | $4,950 |
| Septic service | $520 |
| Well & water testing | $260 |
| Dock maintenance | $900 |
| Winterization / seasonal close | $750 |
| Shoreline / seawall reserve | $2,520 |
| Total | $48,304 |