USLakeFront Lake survey & intelligence

$550,000

9093 Point Ln, Detroit, OR 50492

Sample listing
4
Bedrooms
3
Bathrooms
3,300
Square feet
120 ft
Shoreline
$4,583
Per shoreline ft

Deep-water point lot with a covered slip on Detroit Lake. Roughly 120 feet of owned shoreline on 1.5 acres, with 4 bedrooms across 3,300 square feet. Floating dock. Water clarity on Detroit Lake averages around 20 feet and the lake is classified volatile for water level. Dock and shoreline work fall under USACE Portland District. This is a sample listing used to demonstrate the platform.

Features

Lakeside deckDetached garageScreened porchPrivate dockCovered slip

Property facts

Property typeHouse Year built1974 Lot size1.50 acres DockFloating dock Water depth at dock4 ft ExposureWest-facing ViewPanoramic Annual taxes$8,296 HOA$120/mo Short-term rentalVerify locally Listed2026-08-05
$5,240
All-in monthly
$126,450
Cash to close
$17,495
Costs beyond the obvious

Up front

Down payment$110,000
Closing costs (est. 2.4%)$13,200
Septic inspection & pump$850
Water quality testing$400
Waterfront home inspection$800
Survey (shoreline frontage)$1,200
Total$126,450

Every year

Principal & interest$34,774
Property taxes$8,296
Hazard insurance$2,310
Flood insurance$2,400
HOA / POA dues$1,440
Utilities$4,455
Maintenance reserve (1.1%)$6,050
Septic service$520
Well & water testing$260
Dock maintenance$900
Winterization / seasonal close$750
Shoreline / seawall reserve$720
Total$62,875
Adjust these assumptions →
$4,583
This home / shoreline ft
$3,237
Lake average
$167
Per square foot
Well above the lake average — this property prices at $4,583 per shoreline foot against a lake average near $3,237, a difference of 42%. Shoreline frontage is the metric that drives waterfront value, and it is almost never published.
Open the analyzer →
Modeled from the lake's estimated nightly rate and occupancy. Confirm local short-term rental rules before you rely on this.
Booked nights / year184 Gross revenue$151,365 Lodging tax−$16,650 Management−$26,943 Cleaning & supplies−$30,231 Net operating income$77,541 Against annual carry$14,666
Model your own →
5.5
Lake score
C
Water grade
100 ft
Drawdown
Level stabilityVolatile Typical clarity20 ft Dock authorityUSACE Portland District
Full Detroit Lake report →
Comparable

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