$495,000
Family compound with guest cabin
3 bd4 ba
3,850 sqft
60 ft shore
Covered boathouse
$8,250/ft
Gentle-slope frontage with sandy bottom on Lake Minnetonka. Roughly 80 feet of owned shoreline on 0.76 acres, with 5 bedrooms across 2,200 square feet. Permitted, not built. Water clarity on Lake Minnetonka averages around 8 feet and the lake is classified stable for water level. Dock and shoreline work fall under Lake Minnetonka Conservation Dist. This is a sample listing used to demonstrate the platform.
| Down payment | $78,000 |
| Closing costs (est. 2.4%) | $9,360 |
| Septic inspection & pump | $850 |
| Water quality testing | $400 |
| Waterfront home inspection | $800 |
| Survey (shoreline frontage) | $1,200 |
| Total | $90,610 |
| Principal & interest | $24,658 |
| Property taxes | $4,999 |
| Hazard insurance | $1,638 |
| Flood insurance | $2,400 |
| HOA / POA dues | $540 |
| Utilities | $2,970 |
| Maintenance reserve (1.1%) | $4,290 |
| Septic service | $520 |
| Well & water testing | $260 |
| Dock maintenance | $900 |
| Winterization / seasonal close | $750 |
| Shoreline / seawall reserve | $480 |
| Total | $44,405 |