$390,000
Sunset-facing lot, dock permit in hand
5 bd4 ba
2,200 sqft
80 ft shore
Permitted, not built
$4,875/ft
Big-water views from a walk-out ranch on Gull Lake. Roughly 60 feet of owned shoreline on 0.96 acres, with 3 bedrooms across 3,850 square feet. Covered boathouse. Water clarity on Gull Lake averages around 12 feet and the lake is classified stable for water level. Dock and shoreline work fall under MN DNR. This is a sample listing used to demonstrate the platform.
| Down payment | $99,000 |
| Closing costs (est. 2.4%) | $11,880 |
| Septic inspection & pump | $850 |
| Water quality testing | $400 |
| Waterfront home inspection | $800 |
| Survey (shoreline frontage) | $1,200 |
| Total | $114,130 |
| Principal & interest | $31,297 |
| Property taxes | $6,343 |
| Hazard insurance | $2,079 |
| Flood insurance | $2,400 |
| HOA / POA dues | $540 |
| Utilities | $5,198 |
| Maintenance reserve (1.1%) | $5,445 |
| Septic service | $520 |
| Well & water testing | $260 |
| Dock maintenance | $900 |
| Winterization / seasonal close | $750 |
| Shoreline / seawall reserve | $360 |
| Total | $56,091 |