USLakeFront Lake survey & intelligence

$86,100

1254 Marina Dr, Celina, OH 55705

Sample listing
0
Bedrooms
0
Bathrooms
0
Square feet
60 ft
Shoreline
$1,435
Per shoreline ft

Year-round home with a screened porch on Grand Lake St. Marys. Roughly 60 feet of owned shoreline on 0.44 acres. No dock. Water clarity on Grand Lake St. Marys averages around 2 feet and the lake is classified stable for water level. Dock and shoreline work fall under Ohio DNR. This is a sample listing used to demonstrate the platform.

Features

Whole-house generatorRiprap shorelineDock power and waterIrrigation from lakeOpen floor plan

Property facts

Property typeLot Year built Lot size0.44 acres DockNo dock Water depth at dock7 ft ExposureEast-facing ViewMain channel Annual taxes$613 HOA$45/mo Short-term rentalPermitted Listed2026-08-05
$1,403
All-in monthly
$22,536
Cash to close
$9,377
Costs beyond the obvious

Up front

Down payment$17,220
Closing costs (est. 2.4%)$2,066
Septic inspection & pump$850
Water quality testing$400
Waterfront home inspection$800
Survey (shoreline frontage)$1,200
Total$22,536

Every year

Principal & interest$5,444
Property taxes$613
Hazard insurance$1,400
Flood insurance$2,400
HOA / POA dues$540
Utilities$2,700
Maintenance reserve (1.1%)$947
Septic service$520
Well & water testing$260
Dock maintenance$900
Winterization / seasonal close$750
Shoreline / seawall reserve$360
Total$16,834
Adjust these assumptions →
$1,435
This home / shoreline ft
$2,482
Lake average
Per square foot
Well below the lake average — this property prices at $1,435 per shoreline foot against a lake average near $2,482, a difference of -42%. Shoreline frontage is the metric that drives waterfront value, and it is almost never published.
Open the analyzer →
Modeled from the lake's estimated nightly rate and occupancy. Confirm local short-term rental rules before you rely on this.
Booked nights / year173 Gross revenue$94,150 Lodging tax−$10,356 Management−$16,759 Cleaning & supplies−$21,704 Net operating income$45,330 Against annual carry$28,496
Model your own →
5.6
Lake score
D
Water grade
2 ft
Drawdown
Level stabilityStable Typical clarity2 ft Dock authorityOhio DNR
Full Grand Lake St. Marys report →
Comparable

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